It might seem strange that mortgage companies use gross monthly income when determining affordability instead of 'take-home' pay. After all, it's the take-home pay that consumers use for their
Make the Most of Your Outdoor Space this Winter
Dated: November 12 2020
Views: 66
Colder weather ahead doesn’t mean you have to forfeit your precious outdoor space. This year especially, you’ll want to enjoy your backyard or balcony as long as possible. Here are some tips to make the most of your space this fall and winter.
Clean up ahead of winter
Spruce up your yard to create an outdoor environment you’ll be motivated to enjoy. Take time to clean up and dispose of leaves and fallen branches. For your flower beds, pull out the dead annuals, add compost, then plant cover crops or add mulch.
Warm it up
Electric or propane outdoor heaters can help extend the outdoor mingling season. With free-standing, tabletop, and umbrella-style versions available in a variety of sizes, there are options available to fit your needs. (If you live in a condo, check regulations first.) 
Use what you have
Instead of putting it all in storage, leave your patio furniture outside. Add some machine-washable covers to give your cushions a fresh look. Circle your furniture around a fire pit and you’ll be roasting (and burning) s’mores in no time.
Look on the bright side
Garden lighting at ground level will illuminate your landscape, and string lights with clear white LED bulbs can create an inviting ambiance. Solar powered, weather-resistant lights are more affordable than ever and make for hassle-free installation and upkeep.
Food for thought
Keep the barbecue in working order and your propane tank filled. Grill up some goodies, then enjoy them outside. It’ll be just like a winter tailgate, only cheaper and without a line for the bathroom.
Brendan Campos
Brendan, the Bearcat, is a graduate from the University of Cincinnati with a bachelors in Marketing, Business Analytics and Sports Administration. He is from New Jersey and enjoys traveling to differe....
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